Unfortunately, such thing happens more often with minor banknotes being in constant circulation. As for me, I see no problem in getting rid of them. When I see beggars I gave this money to them. Sometimes I leave it at home, in the office - somewhere on the window-sill, so my nephews or subordinates use it. But how displeased the person is when dirty, torn, glued money is given to him/her. You must have perceived it.
Of course, there are cases when you are given odd money buying something. Then you go to another trading unit and wish to have something there. But you are told: "Your money is torn. Give another". You feel ashamed as if you were really to blame, but you are not. I don't speak about losses - for a well-to-do man they won't mean much. But when the same banknotes of twenty or fifty diram of value for which one or two flat-cakes can be bought are not taken from an invalid or a beggar it is rather tangible.
But as for the delight perceived by the sight and touch of new money, I mean earned by your own honest labor, it is incomparable. We may speak a lot of out having no ardent love for money and that it is no main thing in life for us! But we do know perfectly well there is no luck without it. Especially now when everything is sold for it. Don't believe those ones who sing fabulous songs on the theme "happiness is not in money". It is a phraseologism of the Soviet time. Money should be loved and respected, it deserves careful handling. It should not be crumpled, stained, torn. And those who deal with it mostly, I mean banks and their institutions, must bear responsibility for its state.
By the way, who is answerable for the banknotes which having served their time are not taken out of circulation? It stands to reason, that function should be performed by banks and their institutions. However unpleasant it may sound, but our financial institutions care only about those operations which bring revenue, incomes, which are lucrative. There are very few employees who would think about such simplest matter as substitution for torn banknotes. Will you manage to deliver an example of such bank institution, which would take troubles with such a thing?
Of course, the problem I have made up my mind to share with our readers is not too actual. But if to go deeper into the gist of my reasonings they might even tell upon the image of our currency, in the long run.
Do you often deal with foreign currency? Why do we never hold a stained or torn dollar in our hands? Memorize to what extent the attitude to Russian money changed when we acknowledged it to be foreign currency. Do you remember the period when we lost no one loaf of bread exchanging Russian banknotes of the value of fifty or hundred rubles? Taking advantage of this minor situation the dealers managed to oust of circulation Russian banknotes looking out badly. Of course, there will be no speculation of this sort with Tajik money. But unpleasant perception from having this sort of money will remain if such banknotes are not taken out of circulation. In order to carry it into effect all bank institutions, especially units of exchange which are in great number in our cities and towns must have injunctions to take out of circulation the banknotes which can't be used any more irrespective of their monetary value.
May be, today banks don't object to helping in substitution for spoiled banknotes either. But I am sure, the majority of us know nothing about the rules of such substitution. And only few of us would agree to lose our precious time for this procedure. Then it should be the function of exchange units, which must be made to be in charge of taking bad money out of use.
On having read the lines written b the man who was dealing with social problems for years and who has them at his fingertips someone may say: "Is it a topic for writing in press, don't we have any other burning problems?" But I got accustomed to write about everything what causes discomfort to us. Never mind, whether it is a great, or a minor problem. The main thing is that it is a pain of my being, and I am sure, it is typical of others too. Everyone of us can be faced up with this situation. And this small problem sometimes throws us off our balance causing worries. So, let us try to bring good spirits for one another. And as for the sphere of services, its employees ought to keep it in mind first and foremost.